Download The complete idiot's guide to buying and selling a home by Shelley O'Hara PDF

By Shelley O'Hara

The top-selling, so much entire buyer’s and seller’s consultant available.

The top-selling e-book at the topic, this newest version of The entire Idiot’s consultant to purchasing and promoting a Home specializes in every thing to do with the sale and buy of a home. With up to date details on discovering solid faculties and neighborhoods, increased assurance on domestic public sale revenues, and the altering concepts purchasers and have with agents, this is often the simplest domestic buyer’s and seller’s consultant out there.

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For some loans, you may be able to finance the cost of mortgage insurance. Other Fees You may also be charged for other miscellaneous fees. If you have hired an attorney to handle the transaction, you will have an attorney fee. You should negotiate this fee with your attorney. Also, sometimes the lender charges you an attorney fee for their attorney, who ensures that local, state, and federal regulations are adhered to. Page 16 The title search ($25 to $50) checks to be sure there are no outstanding liens, unpaid loans, or other claims against the property.

97 What Terms? 97 What Else from the Seller? 98 Contingencies 99 Setting Time Limits 100 Personal Property 101 Condition of House at Settlement 101 Prorations 102 Other Provisions 102 Making a Deposit 102 9 Negotiating 107 Understanding the Offer Process 108 Offer Strategies 109 Handling Counteroffers 110 Receiving a Counteroffer 110 Responding to a Counteroffer 112 When to Quit 112 Having an Offer Accepted 113 Withdrawing an Offer 114 Do I Need a Real Estate Attorney? 115 10 Buying a New Home 117 Finding a House 118 Selecting a Subdivision 118 Selecting a Good Builder 119 Selecting a Plan 120 Selecting a Good Lot 121 Negotiating a Sales Contract 122 Negotiating for Upgrades 122 Negotiating Contract Terms 123 Page xii Using an Agent 123 Getting a Deal 124 Home Warranties 125 What's a Warranty?

This chapter gives you an overview of what you can expect. For more details on financing and closing costs see Chapter 17 Applying for the Mortgage. Down Payments You may see no-money-down deals advertised, but these types of deals usually carry the validity of those scandal newspapers that proclaim Elvis Delivers Quintuplets in West Virginia or Eat All the Chocolate You Want and Lose 50 Pounds. The headlines are big on promise and hype, but when you read the small print, you discover the only witness to the event was a little space alien who looks like Ross Perot, or there's some odd, little ritual you have to perform to achieve success.

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