By Marlene Garsia
Crucial examining for an executor, but in addition for someone who has now not but made a will or plans to replace an present model, this e-book is stuffed with professional suggestion and easy-to-follow info on all of the vital matters, together with: why to write down a will; the place to begin; tax and criminal issues; and the issues of demise intestate. "How to write down Your Will" additionally offers designated directions for executors on valuing and administering an property ahead of winding it up. choked with important info, sensible examples and a brand new commonly asked Questions part, it's the entire consultant to wills and probate.
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For example, you take out an endowment policy for a lump sum to be paid to you in, say, 10, 15 or 20 years’ time and for this a monthly premium is paid to the insurance company. That policy will, in most cases, have a death clause which says that if death occurs before the policy term has been completed a specifically stated sum of money will be paid out. If a policy had a with-profits element written into it, then this additional sum would also be paid out. Of late, this bonus of with-profits has had a setback, with amounts considerably reduced.
The greater percentage of the population at present do not bother to make a will. ’ Or, ‘Why should it concern me who will get what? I will, after all, Why Do You Need a Will? ’ Or, lastly, ‘Estate planning? ’ The wealth of this nation has dramatically increased over the past 15 years. It is not just the privileged few who have money and assets to leave to their family and friends. The increase in house prices was one of the most significant adjustments to personal wealth. In increasing numbers the second generation are inheriting a property in addition to owning their own.
14 This page intentionally left blank Why Do You Need a Will? ■ 15 You can also include in your will any specific arrangements you may wish to make regarding your own funeral. Or perhaps you may wish to donate your body to medical research or to donate organs. Your wish with regard to organ donations needs to be known by those closest to you in order for them to fulfil your wishes. So a will is used not only for listing who should receive what asset from your estate but also for any other wishes you may have to make, for example, funeral arrangements or donation of organs.