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To find that truth you must first understand the concept of a "life settlement", and to understand that, you must understand what its immediate predecessor, the "viatical settlement" are all about. But the combined benefit may not be enough for family members to remain in your home or pay their bills easily. If you have a mortgage or other debt, you want to make sure your family is not burdened by it after you are gone. Notice that “Dividends” are projected up to 50 or more years in advance! (See if you can get any six month advanced estimates of what the amount of the annual dividend will be on a Stock Investment.) What you want is an “Annual Renewable Term” Policy; the premium starts out extremely small and gets bigger over time.

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ISBN: 096382421X

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